Home Inspectors E&O Insurance

Welcome to Home Inspector’s E&O/GL Insurance

OREP specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser’s insurance with same day coverage & confirmation (most cases).


Home Inspectors Insurance

E&O Insurance and General Liability Insurance for Home Inspectors

OREP specializes in providing a complete package of insurance coverage for home inspectors. Senior Broker David Brauner has helped home inspectors with their insurance needs for over 20 years. OREP’s Mission is simple: Business by the Golden Rule.

“Thank you Maria, sure do appreciate everyone at OREP. Worry free service year after year!

-Alan, HousePro Home Inspections

Minimum Premiums begin under $1,000

Complete form below for quick quote. Minimum Premium above reflects coverage limits of $100,000/$300,000 and $5,000 deductible. Higher limits/lower deductibles are available. Premiums vary by state.

Coverage includes up to two inspectors. Larger firms welcome. Many key coverages included at no additional cost. Independent contractors included free. Certain coverages are additional. Minimum premium in Texas $850.

Includes Errors and Omissions Insurance and Full General Liability at no Extra Cost. Includes Prior Acts Coverage for qualified applicants. Easy financing available.

“Maria you guys are GREAT, so fast, so easy, so supportive…my first year I was with another outfit and my experience with you has been the exact opposite of what it was with them…Thank you so much.”

-William Bentley, Bentley Property Inspections

Coverage Highlights

  • “A” Rated, Admitted Carrier (in Business since 1852)

  • Includes Errors and Omissions Insurance and Full General Liability at no Extra Cost. Includes Prior Acts Coverage for qualified applicants.

  • Additional Insured for Agents and other Referring Parties.

  • Includes essential coverages* that every inspector should have: Radon, Termite/WDI/WDO, Lead Paint, Pool & Spa, EIFS/Stucco, Indoor Air Quality Testing, Green Building Inspections, Infrared Thermography, and Rodent inspections. Mold and Septic/Water testing available for additional premium.

  • Free Access to the OREP Professional Support Network ($95 value)

  • Premium Discount for Experienced Inspectors and Membership in Professional Associations

  • Includes Deductible Forgiveness Program Up to $1,500 (reimbursed by warranty company)

  • OREP in its 14th year serving the insurance needs of home inspectors.

  • Easy Financing Available.

  • Energy Rating and Mortgage Field Service Inspections included at no additional charge.

  • Click for Policy Coverage Details.

*Please note: If you live in HI and NY, please use this Application. Different coverages apply. Please ask your OREP agent.


Submit Your Application and Get a Quote today!

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Testimonials

“Thank you OREP for your Corporate Savings program! We are saving 19% on our Verizon bill and I order all of our office supplies through the discounted Staples portal—they provide overnight, FREE shipping, even on Sunday orders! Lastly, we are considering the Six Flags discount. We are taking advantage and truly enjoying your program. Great job!” Cynthia Traylor, House Calls Home Inspections

“Maria you guys are GREAT, so fast, so easy, so supportive…my first year I was with another outfit and my experience with you has been the exact opposite of what it was with them…Thank you so much.” William Bentley, Bentley Property Inspections

Thank you for your speedy responses, I have the best insurance agent in the world. I wish all of the places I do business with had employees like you. Would you call AT&T and train them on how to take care of customers? If they could just do half the job you do I would be more thank satisfied. THANK YOU MARIA!!! -J. Roser

“Thank you so much for your efficient & professional service. I can not believe how quickly you put this together. It has been a pleasure working with you.”Joel Kunkel, Home Star Inspection Services

“Thank you OREP for your Corporate Savings program! We are saving 19% on our Verizon bill and I order all of our office supplies through the discounted Staples portal—they provide overnight, FREE shipping, even on Sunday orders! Lastly, we are considering the Six Flags discount. We are taking advantage and truly enjoying your program. Great job!” Cynthia Traylor, House Calls Home Inspections

E&O and General Liability Explained

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California Inspector Association

 

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Contact OREP

David Brauner Insurance Services / OREP
6760 University Ave, Suite 250
San Diego, CA 92115
Ph. (888) 347-5273 toll free
Email: info@orep.org
Fax: (619) 704-0567 (preferred) or (619) 269-3884 (alternate)
Hours: Monday – Friday from 8am-5pm PST
Agent/Broker: David Brauner/David Brauner Insurance Services – Calif. Ins. license #0C89873. Licensed in 49 states.Please call for license number in your state.

Click for Working RE Magazine coverage of Home Inspector Liability

Broad Home Inspector’s E&O Coverage* included in minimum premium with no additional fees: E&O, General Liability, radon, pest, commercial, lead paint, FHA, HUD and VA Inspections (Including 203K), prior acts (qualified applicants), agent referral, additional insured (franchises), pool and spa, EIFS/Stucco, Indoor Air Quality Testing, Green Building Inspections, Infrared Thermography, Rodent inspections, mortgage field services and energy rating (use Standard Application), multiple inspectors, independent contractors and other services. Mold Coverage and Septic/Water testing are available for additional premium.

Various deductibles available (the lowest deductible on self-rating application is $2,500).

Underwriting is easy – fill out our application above, save the PDF to your computer and/or print, complete and return with payment via fax, email or U.S. mail. Financing available. No waiting for quotes.

Receive fast, personal service from the OREP staff who have been serving appraisers, inspectors and other real estate professionals for over 16 years. (David Brauner: Calif. Insurance License 0C89873)

Click Errors and Omissions Programs at right for more information and applications or call us Toll Free: (888) 347-5273. We’re here to help!

Adding Mortgage Field Service and/or Energy Rating to the Home Inspecting: Please use the Standard Application to add mortgage field and energy rating or if you don’t qualify for the Self Rater as per the questions on the application.

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance – Inspectors Professional Liability Errors Omissions or E&O Insurance for Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance.

Working RE Magazine

Member Benefits (Click here to see full list of benefits)

Insurance includes a subscription to Working RE Magazine

AMC Directory and Full Fee Guide

FHA Appraiser Inspection Checklist, Checklist Instructions and eBook

Group Medical Insurance (California residents)

Lower Prices from your Favorite Suppliers

Benefits Page

Receive Fast, Professional Service from the OREP staff who have been serving Appraisers, Inspectors and other Real Estate Professionals for more than 12 years. Read More

David Brauner: Calif. Insurance License OC89873. OREP–Organization of Real Estate Professionals Insurance Services, LLC. Calif. Lic. #0K99465 Licensed in 49 states and D.C. Please call for the license number in your state.

Click for more information on our Errors & Omissions Programs and Applications or call us toll free: 888.347.5273. We’re here to help.