OREP specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser’s insurance with same day coverage & confirmation (most cases). Click for instant E&O quotes for home inspectors.
Rhode Island Home Inspector E&O Insurance Program
OREP in year 15 serving Rhode Island home inspectors for E&O and General Liability Insurance!
Premiums Start at $1,000 for $300,000 Coverage Limits
OREP offers affordable and hassle-free E&O insurance plus General Liability coverage to home inspectors in Rhode Island. It doesn’t matter if you live in a big city like Providence, or a small town like Exeter, OREP has a policy that will meet your unique needs and help you protect your business.
OREP’s comprehensive policy includes Errors and Omissions Insurance and Full General Liability at no Extra Cost. All of our base policies also include essential coverages* that every inspector should have: Radon, Termite/WDI/WDO, Lead Paint, Pool & Spa, EIFS/Stucco, Indoor Air Quality Testing, Green Building Inspections, Infrared Thermography, and Rodent inspections. Mold and Septic/Water testing available for additional premium.
The carrier is “A” Rated, Admitted (in Business since 1852) and every policy includes Prior Acts Coverage for qualified applicants. Easy financing available. Additional Insured for Agents and other Referring Parties. Click for Home Inspector Insurance Coverage Details.
Submit Your Application and Get a Quote today!
Call OREP today at 888-347-5273 to see what policies are available in Rhode Island that meet your specific needs.
With many other programs, if you are not paying for these additional coverages, the chances are good you’re not getting the coverage. Most important coverages are included in the base policy. Click for more.
Financing is available – click here for details.
On July 1st, 2001, the new Home Inspector Licensing Laws (Title 5-65-1) were passed, however the licensing program is still pending. Rhode Island home inspectors are set to be licensed by the Rhode Island Contractor’s Registration and Licensing Board, however, at this time, implementation is still pending as per the state’s website.
We encourage Rhode Island Home Inspectors to call OREP today with any insurance related questions or to receive a quick quote for your Rhode Island Home Inspection Business. OREP has been serving Home Inspectors in Rhode Island for over 12 years and provides great rates and outstanding service to all Rhode Island Home Inspectors.
Call OREP today at 888-347-5273.Call OREP today for all your E&O or General Liability Insurance Needs at 888-347-5273. Or email us at email@example.com.
Additional Rhode Island Home Inspectors Insurance Information
Rhode Island Home Inspectors are licensed by the State of Rhode Island Contractor’s Registration and Licensing Board: http://www.crb.state.ri.us/homeinspectors/index.php
The Rhode Island Home Inspector Licensing Law can be found here: http://www.crb.state.ri.us/documents/hilawsfinal.pdf
The proposed standards for Home Inspectors in Rhode Island can be found here: http://www.crb.state.ri.us/documents/rules.pdf
Rhode Island’s Code of Ethics can be found here: http://www.crb.state.ri.us/documents/hiethics.pdf
Although the Rhode Island Licensing Laws were passed in 2001, the licensing program is still pending.
Rhode Island Home Inspectors are required to carry a minimum of $250,000 Aggregate Errors and Omissions insurance. *Legislation pending.
Cities in Rhode Island: Providence, RI, Warwick, RI, Cranston, RI, Pawtucket, RI, East Providence, RI, Woonsocket, RI, Coventry, RI, Cumberland, RI, North Providence, RI, West Warwick, RI, Westerly, RI, Newport, RI, Bristol, RI, Smithfield, RI, Central Falls, RI
What you can Expect
- When your Rhode Island insurance application is received, a confirmation receipt will be emailed to you. If your application is incomplete, an agent will contact you immediately. If you do not hear from OREP within one business day please call us.
- If you use a PO Box for your address on the application, you will also need to list a physical address. (required by underwriter)
- Applications that require quoting (Standard Application) may take 2 to 3 days to underwrite.
- Declarations pages and policies are emailed within 2 to 5 business days after binding. Coverage is NOT bound until a binder/declarations page is issued.
- If you need expedited processing, please email your request to firstname.lastname@example.org.
- Confirmation letters for proof of coverage, prior to issuance of your Binder/Declarations page, are available upon request. Email email@example.com and one will be issued.
“Thank you so much for your efficient & professional service. I can not believe how quickly you put this together. It has been a pleasure working with you.” – Joel Kunkel, Home Star Inspection Services
Receive fast, personal service from the OREP staff who have been serving appraisers, inspectors and other real estate professionals for over 16 years. (David Brauner: Calif. Insurance License 0C89873)
Click Errors and Omissions Programs at right for more information and applications or call us Toll Free: (888) 347-5273. We’re here to help!
Call or email us with any questions: We answer the phone!
David Brauner Insurance Services / OREP
6760 University Ave, Suite 250
San Diego, CA 92115
Ph. (888) 347-5273 toll free
Fax: (619) 704-0567 (preferred) or (619) 269-3884 (alternate)
Hours: Monday – Friday from 8am-5pm PST
Agent/Broker: David Brauner/David Brauner Insurance Services – Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.
Opt In Working RE Magazine: Home Inspector’s Edition (delivered free via email once a month)
General Liability Insurance
Please ask your agent for details
Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance – Inspectors Professional Liability Errors Omissions or E&O Insurance for Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance