Choose OREP for the Best E&O Insurance for Appraisers
Premiums Starting At $401 14 Hours of Free Appraiser CE State Board Complaint Consulting
Real Estate Appraiser E&O Insurance Coverage & Competitive Rates
Why People Choose OREP for Appraiser E&O Insurance
OREP has been looking out for appraisers for more than 23 years. We know the work you do is always under the microscope, and even a small mistake or complaint can put your license and reputation at risk. That is why we built coverage and benefits around the real challenges appraisers face.
As a member, you get:
- $200,000 discrimination claim coverage
- $100,000 bodily injury & property damage
- 14 hours of free CE (approved in most states)
- 1-hour attorney consultation with Craig Capilla ($400+ value)
- Expert board complaint support
- Guaranteed Working RE Magazine delivery
- Free contracts & disclaimers eBook
OREP is more than just an insurance provider. We give you the tools, education, and expert support to help you protect your business and keep moving forward with confidence. 888-497-6917
Here’s Why You Need Appraiser Insurance
As an appraiser, your work is constantly under review. Even a minor error in a report, a client disagreement, or a state board complaint can quickly escalate into something serious. Without the right insurance, you could face costly legal fees and risks to your license and livelihood.
Appraiser insurance acts as your safety net. It covers costly defense fees, settlements, and complaints that can put your license at risk. With OREP, you get more than a policy; you get protection backed by risk management tools, 14 hours of free CE, and access to experienced board complaint and attorney support. It is coverage designed to keep your business protected and your career moving forward.
What’s Covered Under the Appraiser E&O Insurance
OREP’s E&O insurance for appraisers includes broad protection plus valuable extras that many carriers exclude:
Discrimination Claim Coverage
Most carriers exclude discrimination, but OREP includes it. The individual appraiser policy provides $200,000 of coverage at no extra cost, and up to $500,000 is available through the Firm program.
$100K Premises Coverage
Protects you from accidental damage or injury at an inspection, such as wet cement, a broken vase, or a toilet overflow. Included free with OREP’s program, unlike traditional E&O.
Professional Appraisal Coverage
Unless it's specifically excluded, you’re covered for almost all the appraisal work you do as a licensed or certified appraiser. That means commercial, right-of-way, desktop, hybrid appraisals, and more are included.
10K Board Complaint Coverage
Our individual appraiser program provides $10,000 in coverage for board complaints, plus a free consult with Bob Keith, former Executive Director of the OR Appraisal Board. This gives you expert guidance if a complaint comes your way.
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FAQs
Do OREP members get continuing education included?
Yes. OREP members receive 14 hours of free appraiser continuing education (CE) with their policy.
Is professional state board complaint consulting part of the policy?
Yes. Members have access to professional state board complaint consulting, included at no extra cost.
Do I get risk management and pre-claims assistance?
Yes. OREP provides free risk management resources and pre-claims assistance with every appraiser policy.
Is a trial attorney available if I face a board or agency complaint?
Yes. OREP members receive a free one-hour consultation with trial attorney Craig Capilla if they face a complaint from their State Board, HUD, or CFPB.
Areas We Serve
- California
- Florida
- New York
- Missouri
- Virginia
- Washington
- Michigan
- Oklahoma
- Ohio
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