Why Choose OREP for Real Estate E&O Insurance
For more than 23 years, OREP has been a trusted name for real estate E&O insurance. We specialize in protecting agents and brokers with coverage designed for the unique risks of the real estate industry.
Today, over 14,000 professionals rely on us for E&O insurance for realtors, along with risk management tools, education, and ongoing support.
Here’s what sets us apart:
- Industry-leading coverage: $500,000 for discrimination claims, $500,000 for mold/fungi claims, and $100,000 for bodily injury and property damage built right into your policy.
- Attorney support: Free 1-hour consultation with trial attorney Craig Capilla (a $400+ value) if you’re facing a regulatory complaint.
- Business growth tools included: ServeYouReviews.com (free software to collect 5-star Google reviews) and SignitSecure.com (free signature software with unlimited documents).
- Discounted CE courses: Save 20% on required continuing education through At Your Pace Online.
- Same-day coverage: Apply and get protected right away, with premiums starting as low as $350.
With OREP, you’re not just buying a policy. You’re getting a partner that helps protect your license, your reputation, and your business growth.
Here’s Why You Need Real Estate Broker E&O Insurance
As a real estate broker, even a small mistake can have big consequences. Missed disclosures, contract errors, or client disputes can quickly lead to costly legal claims. Real estate broker E&O insurance helps protect your business by covering defense costs, settlements, and other expenses tied to professional errors or allegations.
With OREP, you’re not just getting a policy. You’re getting attorney-led pre-claim defense to stop issues before they become lawsuits, coverage from AM Best “Excellent” rated carriers, and rates starting as low as $350. It’s protection designed to safeguard your license, your reputation, and your livelihood.
What Our E&O Insurance for Realtors Covers
OREP’s real estate agent and broker E&O policy goes further than most. These coverages are built into the primary program, not hidden behind extra premiums or exclusions:
Up to $500K Discrimination Coverage
Many carriers exclude discrimination claims, but OREP includes up to $500,000 in protection at no extra cost.
$100K Premises Coverage
Bodily Injury & Property Damage (BIPD) is not included with traditional E&O, but OREP adds it at no additional charge. This protects you if a client is injured or property is damaged while you’re performing your services.
Up to $500k Mold Coverage
Mold and fungi claims are often excluded in standard policies. With OREP, you’re covered for up to $500,000 under the primary program.
Open House Coverage
OREP’s policy extends to Open House Coverage up to full policy limits, giving you extra peace of mind during property showings.
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FAQs
Is same-day coverage available?
Yes. In most cases, OREP provides same-day coverage and confirmation once your application is complete.
What is included in Premises Coverage?
OREP’s primary program includes $100,000 of Premises Coverage for Bodily Injury & Property Damage (BIPD). This protects you if someone is injured or property is damaged while you’re providing professional services.
Does the policy include discrimination claim coverage?
Yes. OREP’s policy includes up to $500,000 of Discrimination Claim Coverage, which many other carriers exclude.
Is financing available for my premium?
Yes. OREP offers easy financing to make paying for your insurance more manageable.
Areas We Serve
- California
- Florida
- New York
- Missouri
- Virginia
- Washington
- Michigan
- Oklahoma
- Ohio