Home Inspector’s Insurance

OREP specializes in placing errors and omissions insurance and providing valuable benefits to real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on home inspector’s insurance with same day coverage & confirmation (most cases). For instant E&O quotes for home inspectors click here.

Home Inspector’s Insurance

Click here to view Home Inspector’s Insurance rates and fill out an application.
What types of home inspector insurance are needed for your business?
Errors and Omissions Insurance (E&O), also called Professional Liability Insurance, is a common type of Home Inspector insurance and it protects home inspectors in claims arising from allegations of wrongful acts, errors and omissions in home inspections. This type of Home Inspector’s insurance covers any court costs and settlements up to the amount specified on the insurance contract. (Click here to view rates)

General Liability Insurance protects the insured home inspector in the event that he or she is sued for damage caused to the home or property being inspected or if someone is injured through the home inspector’s actions or inactions while on the job.

BIPD Coverage–or Contingent Bodily Injury (BI) and Property Damage (PD) coverage is very similar to general liability and provides premises coverage for bodily injury and property damage claims that arise out of incidents that occur while the inspector is at the job site. (Example: knocking over a vase. And for any Bodily Injury or Property Damage that result after the inspection. Example: deck falls off the house one month after an inspection.)

OREP Announces New Home Inspector’s Insurance Program

Complete Coverage: New Lower Rates
OREP (Organization of Real Estate Professionals) is proud to announce a new insurance program that allows inspectors to have complete coverage and save money! David Brauner Insurance Services/OREP has been providing home inspectors insurance for over 12 years.
Program Highlights

  • Includes Errors and Omissions (E&O) and Bodily Injury/Property Damage (BIPD) / Premises coverage, as well as most incidental coverages, such as termite, radon, and commercial coverage.
  • ”A” Rated Carrier, Prior Acts, Additional Insured for Agents and other Referring Parties.
  • Convenient: Fast, Self-Rating Application gets you quoted and back to work in minutes.
  • No Policy fee, no Taxes.

This new Home Inspector insurance program includes most coverages in the minimum premium, including Bodily Injury/Property Damage (BIPD) (Premises coverage). For more on why having incidental coverage is so important, read: Don’t Inspect for Pests—Sued Anyway?

“Home inspectors who are paying extra for ‘add on’ coverages, or worse, going without the full coverage they need to save money, don’t need to any longer. Broad coverage is included in the minimum premium, including E&O and premises coverage,” said David Brauner, Senior Broker at OREP.

OREP’s new program also includes most incidental coverages, such as termite, radon, and commercial coverage.

The Minimum Insurance Premium is $1,250, which provides a Coverage Limit of $300,000 Aggregate/$100,000 each Occurrence for E&O/BIPD. Choice of coverage limits and deductibles are available. Easy Financing. Find details at OREP Home Inspector’s Program.

OREP is a leading provider of home inspector’s insurance, as well as insurance for appraisers, agents/brokers and mortgage field professionals. OREP publishes a magazine for Real Estate Appraisers and Home Inspectors: WorkingRE.com.
Click here to view OREP’s Home Inspector Insurance rates and fill out an application.

David Brauner Insurance Services / OREP
6760 University Ave, Suite 250
San Diego, CA 92115
Ph. (888) 347-5273 toll free
Email: info@orep.org
Fax: (619) 704-0567 (preferred) or (619) 269-3884 (alternate)
Agent/Broker: David Brauner/David Brauner Insurance Services – Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.

General Liability Insurance
Please ask your agent for details
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