Our Contacts

6353 El Cajon Blvd, Suite 124-605, San Diego, CA 92115

(888) 347-5273

Working Hours

5 a.m. - 5 p.m. PST
5 a.m. - 5 p.m. PST
5 a.m. - 5 p.m. PST
5 a.m. - 5 p.m. PST
5 a.m. - 5 p.m. PST

Florida, sometimes called the “Sunshine State,” is the fourth most populous state in the United States but has the second highest number of real estate appraisers in the country. The majority of appraisers in Florida are licensed as Certified Residential appraisers. Florida appraisers are licensed by the Department of Business and Professional Regulation.

When it comes to Florida Appraiser’s Errors and Omissions Insurance, OREP specializes in offering the best combination of price and coverage to real estate professionals. OREP provides same day coverage & confirmation (most cases).

Appraisers Errors and Omissions Insurance for Florida

OREP has served real estate appraisers in Florida with E&O insurance and business-building benefits for over 22 years. OREP Members enjoy comprehensive coverage at extremely competitive rates—as well as unrivaled business support, including at no extra cost, State Board Complaint Consulting, 14 Hours of Appraiser CE (not approved in IL, MN, and GA), guaranteed delivery of Working RE magazine, and much more!

Program Highlights

  • $100,000 of Bodily Injury and Property Damage coverage (Click for Details)
  • $200,000 of Discrimination Claim Coverage for Individual Appraisers – Different Limits Available for Firms (Click for Details)
  • Zero deductible available (most appraisers)
  • Minimum Premiums start at $401
  • Same day coverage (most cases)
  • New Appraisers Qualify
  • Includes Prior Acts
  • Coverage for Commercial Work, Right of Way Appraisals, Desktop Appraisals, and more!
  • OREP Members enjoy many benefits, including a subscription to Working RE Magazine
  • Same Day Financing Available (click for financing information)
Attorney Support 
OREP Members enjoy a Free 1-Hour Consultation with trial attorney Craig Capilla when facing a complaint from their State Board or a HUD Discrimination complaint. You need a professional with EXPERIENCE in your corner.

Capilla is the nation’s foremost appraiser attorney and has handled nearly 1,000 appraiser cases in his career. He has extensive experience defending appraisers from lawsuits, state board complaints, and now—HUD Fair Housing (Discrimination) complaints. Capilla began his legal career working for the state of Illinois as a real estate prosecutor—so he knows exactly what the investigation and disciplinary process looks like for appraisers—and how to best defend YOU.

Apply Now

SPECIAL FOR APPRAISERS: Free 14 Hours of CE ($250+ Value)

As part of the OREP RPG/Risk Management Program, OREP members can now enjoy 14 hours of Approved Continuing Education at no extra cost!  Must be part of the OREP RPG/Risk Management Program. Click here for a list of Approved states.

Appraiser bullhornFHA Appraisal Standards – 7 HOURS CE
Keep up with the latest FHA 4000.1 standards with this course that shows what you should be looking out for on an FHA appraisal. Learn how to include explanations and photographs that will help your FHA appraisals fly through underwriting.


How to Raise Quality and Minimize Risk – 7 HOURS CE
This course shows you what you can do to avoid claims, reduce liability, and enhance your understanding of the approved methodology, techniques and protocols for appraisals. Learn about real world claim scenarios and specific steps you can take to protect yourself.


Enjoy these two valuable courses, earn 14 hours of Approved CE, and save $$$ when you join the OREP RPG/Risk Management Program this year!

“I switched my E&O insurance to OREP last month and saved $349 bucks.”
—Dave M.

Financing is available – click here for details.

Got Questions? We answer the phone! Call us Toll Free: (888) 347-5273.

Apply Now

Important: If you have expiring insurance in place, please include a copy of your current Declarations page to retain prior acts coverage. Also, if you included a PO Box for your address on the application, you will need to list a physical address as well (required by the underwriter.) Please send to the fax number or email address indicated at the top of the application you complete. If you have any questions, please call us at 888-347-5273, 8-5 PST. We answer the phone!

What to Expect After Submission:
A confirmation will be emailed within 24 hours if your application is received and correct. If not correct, you will be called immediately. If you do not receive confirmation after 24 hours, please call us (check email junk/spam first). If your current policy is expiring, please call to confirm immediately after submission. Your new
Delaware Appraisers Errors and Omissions insurance policy/declarations page will be emailed within 1-2 business days after payment has been processed. Coverage is NOT bound until a binder/declarations page is issued.

Contact OREP
OREP Insurance Services, LLC. Calif. Lic. #0K99465
6353 El Cajon Blvd, Suite 124-605
San Diego, CA 92115

Ph. (888) 347-5273 toll free

Email: info@orep.org

Fax: (619) 704-0567 (preferred) or (619) 269-3884 (alternate)

Hours: Monday – Friday from 8am – 8pm EST

Additional Information for
Florida Appraisers

Florida State Appraisal BoardArizona
Division of Real Estate/DBPR
400 W. Robinson Street, Suite N801
Orlando, FL 32801-1772
Phone: (850) 487-1395
Fax: (407) 317-7245

Director: Juana Watkins

Florida AMC State Law (as of August 27, 2013)
West’s F.S.A. § 475.611

Appraiser Associations in Florida
Florida Association of Property Appraisers
Florida Association of Real Estate Appraisers
Florida Gulf Coast Chapter of the Appraisal Institute

Florida Continuing Education

The state of Florida requires appraisers to take 30 hours of Continuing Education every 2 years. The CE requirements are due on 11/30. Florida has no limit on how many of these hours can be completed online, but 10 of the hours must be dedicated to Mandatory training. Mandatory training includes the 7-Hour USPAP Update course and a 3 hour review of Florida Real Estate Appraisal Law and Board Rules.

OREP Insurance Services, LLC Calif. Lic. #0K99465
Please call for license number in your state.

Offering Appraisers E&O Insurance for Real Estate Appraisers – Home Inspector’s Professional Liability Errors and Omissions Insurance – or E&O Insurance for Real Estate Agents & Brokers Professional Liability or Private Investigator Liability Insurance

 Email: info@orep.org

Mailing Address:
6353 El Cajon Blvd, Suite 124-605
San Diego, CA 92115