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OREP specializes in placing errors and omissions and general liability insurance and providing valuable benefits to real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, energy raters/auditors and others. Receive fast, personal service from the OREP staff. The insurance experts at OREP have done business the same way for over 19 years. We will help you find the best combination of price and coverage available to meet your needs, depending on the size, scope and location of your business. OREP offers the lowest rates on appraiser’s insurance with same day coverage & confirmation (most cases). For instant E&O quotes for appraisers click here.

OREP publishes Working RE Magazine, winner of the Apex Award for publication excellence.

Business by the Golden Rule
OREP Mission: Business by Golden Rule: treating all who contact us for help as we would expect to be treated: with honesty, courtesy and efficiency.


Isaac Peck, President
Isaac Peck is the President and Senior Broker at OREP and the Editor of Working RE magazine. His passion is providing service professionals and small business owners with unrivaled professional support, risk management, and liability insurance that meets their unique business needs. Isaac brings over 10 years of experience leading teams in Professional Liability insurance underwriting, operations, technology, and marketing–with a focus on E&O insurance for real estate professionals. He is a Certified Microsoft Technology Associate, and holds a Master’s Degree in Accounting.


VeronicaVeronica Calderon, Director of Accounting & Operations
In her sixth year at OREP, Veronica is a proven leader who oversees OREP’s accounting and compliance processes, as well as assisting in the day-to-day operations of OREP. With a knack for attention-to-detail, Veronica specializes in process management and improvement, financial reporting, compliance audits, human resources, and overall client experience. She has over 25 years of professional experience in accounting and compliance services.


ArianeAriane Herwig, Marketing & Design Manager
Ariane Herwig is the Marketing & Design Manager at OREP. She is approaching her second year with OREP. Ariane develops and executes strategic marketing initiatives across different channels and business segments, leads print and visual design, and operates as the Assistant Editor of Working RE Magazine and Working RE Home Inspector. She received a bachelor’s degree in Visual Arts with an emphasis in Graphic Design from UMBC.


Maria McCarthy, Senior Agent/Underwriter
Senior insurance agent Maria McCarthy has been in the insurance business for over 25 years. She has been an insurance agent/underwriter at OREP over 16 years. Maria manages the home inspector portion of the book and currently underwrites the home inspector program within OREP’s quoting authority parameters.


Julia Merigan, Senior Agent/Underwriter
Julia Merigan is in her seventh year at OREP and is the Senior Agent/Underwriter leading OREP’s programs for Appraisal Firms, Real Estate Agents/Brokers, Mortgage Field Services and other outside markets. She received a bachelor’s degree in Economics with a concentration in Marketing from UC Riverside. She enjoys her free time watching her son play baseball, cooking, traveling, and enjoying the outdoors.


Brian Crosco, Senior Agent
Brian has over 11 years of experience in the insurance business as a Commercial and Personal Accounts Manager. He is in his second year at OREP as a Senior Agent. Brian graduated with a bachelor’s degree in Business Administration and Management from Ashford University. Every day he is motivated to provide outstanding service as he finds solutions for the needs of his clients.


Michael Meza, Senior Insurance Admin
Michael Meza is in his 11th year at OREP. With a background serving in the United States Military, Mike runs his part of the business with precision and with a calm and friendly demeanor that is appreciated by everyone he helps and who works with him.


Lisa Cavanaugh, Senior Agent
Senior Agent Lisa Cavanaugh is in her fifth year with OREP. Lisa assists our Appraisers and Real Estate Agents with their coverage needs. She enjoys working with our insureds to make sure they have prompt and professional service with a smile. Her background includes working for a small environmental inspection company owned by her family and she understands the concerns of small business owners well.


BriannaBrianna Walker, Customer Service / Administrative Assistant
Brianna has worked for OREP for just a little over two years now and is currently working to become a certified insurance agent with OREP. She attended the University of San Diego, where she graduated as a certified paralegal. She takes pride in ensuring she can provide the best customer service to all of our members day in and day out. She enjoys spending time at the beach in her free time, going to different amusement parks with her daughter, and is really passionate about music.


MelissaMelissa Phillips, Customer Service / Administrative Assistant
Melissa is approaching her second year with OREP Insurance Services. Her primary function is to assist the home inspector program. She has been in the business of customer service since 2015 with a background in management and team support. In her personal time, she enjoys time spent by the water and hiking.





6760 University Ave, Suite 250
San Diego, CA 92115
Ph. (888) 347-5273 toll free
Email: info@orep.org
Fax: (619) 704-0567 (preferred) or (619) 269-3884 (alternate)


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