HIF: Home Inspectors E&O Insurance

HIF’s Preferred Provider of Home Inspector’s E&O and GL/Off-Premises Insurance

Good news for HIF Members! OREP is now HIF’s preferred provider of E&O and General Liability/Off-Premises insurance. OREP provides very competitive rates and coverage that is designed specifically for inspectors, including free add-on coverages like drone, infrared, radon, termite, and much more!

Home Inspectors Insurance 

E&O Insurance and General Liability/Off-Premises Insurance for Home Inspectors

OREP specializes in providing a complete package of insurance coverage for home inspectors. Senior Broker David Brauner has helped home inspectors with their insurance needs for over 20 years. OREP’s Mission is simple: Business by the Golden Rule.

“Thank you Maria, sure do appreciate everyone at OREP. Worry free service year after year!

-Alan, HousePro Home Inspections

17 Years, Over 100,000 Policies Issued

Home Inspector’s E&O & General Liability/Off-Premises Insurance

“Maria you guys are GREAT, so fast, so easy, so supportive…my first year I was with another outfit and my experience with you has been the exact opposite of what it was with them…Thank you so much.”  -William Bentley, Bentley Property Inspections

Competitive Rates, Comprehensive Coverage
Risk Management & Business Support

Get a Quote Now!

Coverage Highlights

  • Includes Errors and Omissions Insurance and General Liability /Off-Premises and these Coverages at no Additional Cost: Radon, Termite/WDI/WDO, Lead Paint, Pool & Spa, EIFS/Stucco, Indoor Air Quality Testing, Green Building Inspections, Commercial, Infrared Thermography, Drone, Rodent, Wind Mitigation, Carbon Monoxide, and Energy Rating. Mold, Septic and Cyber coverage available at additional premium and requires proof of training.

  • “A” Rated Carrier, Financing Available, New Inspectors Welcome

  • Additional Insured for Agents and other Referring Parties and Franchisors

  • Includes Loss of Earnings and Board Complaint/Disciplinary Coverage

  • OREP Risk Management/Business Support Benefits

  • Easy Financing Available

  • Free Pre-Claims Assistance and Risk Management

  • Click for Policy Coverage Details

  • This Insurance is Non-Admitted.

Apply Online and Get a Quote!



Maria you guys are GREAT, so fast, so easy, so supportive…my first year I was with another outfit and my experience with you has been the exact opposite of what it was with them…Thank you so much.” William Bentley, Bentley Property Inspections

Thank you for your speedy responses, I have the best insurance agent in the world. I wish all of the places I do business with had employees like you. Would you call AT&T and train them on how to take care of customers? If they could just do half the job you do I would be more thank satisfied. THANK YOU MARIA!!! -J. Roser

“Thank you so much for your efficient & professional service. I can not believe how quickly you put this together. It has been a pleasure working with you.”Joel Kunkel, Home Star Inspection Services

“Thank you OREP for your Corporate Savings program! We are saving 19% on our Verizon bill and I order all of our office supplies through the discounted Staples portal—they provide overnight, FREE shipping, even on Sunday orders! Lastly, we are considering the Six Flags discount. We are taking advantage and truly enjoying your program. Great job!” Cynthia Traylor, House Calls Home Inspections

E&O and General Liability Explained




California Inspector Association






Contact OREP

David Brauner Insurance Services / OREP
6760 University Ave, Suite 250
San Diego, CA 92115
Ph. (888) 347-5273 toll free
Email: info@orep.org
Fax: (619) 704-0567 (preferred) or (619) 269-3884 (alternate)
Hours: Monday – Friday from 8am-5pm PST
Agent/Broker: David Brauner/David Brauner Insurance Services – Calif. Ins. license #0C89873. Licensed in 49 states.Please call for license number in your state.

Click for Working RE Magazine coverage of Home Inspector Liability

Coverage is available for the following subject to underwriting approval: E&O, General Liability, radon, pest, commercial, lead paint, FHA, HUD and VA Inspections (Including 203K), prior acts (qualified applicants), agent referral, additional insured (franchises), pool and spa, EIFS/Stucco, Indoor Air Quality Testing, Green Building Inspections, Infrared Thermography, Rodent inspections, mold, septic/water testing, mortgage field services and energy rating, multiple inspectors, independent contractors and other services.

Various deductibles available.

Receive fast, personal service from the OREP staff who have been serving appraisers, inspectors and other real estate professionals for over 16 years. (David Brauner: Calif. Insurance License 0C89873)

Click Errors and Omissions Programs at right for more information and applications or call us Toll Free: (888) 347-5273. We’re here to help!

Adding Mortgage Field Service and/or Energy Rating to the Home Inspecting: Please use the Standard Application to add mortgage field and energy rating or if you don’t qualify for the Self Rater as per the questions on the application.

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance – Inspectors Professional Liability Errors Omissions or E&O Insurance for Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance.