90 Days of Coverage for only $30

 Starting your inspection business? OREP’s has a great 90-Day Starter Policy for new home inspectors. Get the professional protection you need to build your business with confidence—for less than the cost of dinner.

This exclusive offer is designed for newly licensed home inspectors with no prior insurance. It includes robust Errors and Omissions (E&O) plus General Liability (GL) coverage—so you can focus on inspections, not liability worries.

Policy Highlights

– $500,000 / $500,000 Limits
– Full E&O + General Liability
– 90 Days of Coverage for Just $30
– Includes ALL OREP Member Benefits

Who Qualifies?

 Brand new inspectors
In your first year of business
No prior insurance coverage

INCLUDED WITH YOUR $30 POLICY
Superior Base Coverage—Right from the Start

No upsells. No hidden fees. Just real protection:
-$250,000 Mold Coverage (standard!)
-$250,000 Termite, WDI/WDO Coverage

-$100,000 for:
– Pools & Spas
-Radon Testing
-Lead Paint
-EIFS/Stucco
-Drone Use
-Carbon Monoxide Testing

Unlike other providers, OREP includes these coverages by default in your base policy. That’s not just generous—it’s smart risk management.

Access to Top Legal Defense—At No Cost to You

Every inspector fears a claim—but with OREP, you’re never facing it alone.
-Pre-claims assistance and response letters provided by Geoff Binney, Esq.
-Over 15 years of inspector-specific legal expertise
-No cost. Not billed to your policy or deductible
-A $600 value—free for OREP Members

Free Legal Agreements

OREP Members receive access to a full suite of legal agreements and contracts, including:
-State-specific pre-inspection agreements
-Indemnity agreements for subcontractors
-Service-specific waivers (e.g., for declined mold testing
-Optional 50% deductible credit for using our attorney-approved templates
-Loyalty Bonus: 3 years = automatic 50% deductible credit

Subscription to Working RE Home Inspector Magazine

OREP Members receive guaranteed delivery of the #1 home inspector trade publication—filled with insider tips, legal updates, and business tools.
*A $60 value—yours free.*

Important Reminder: This is a Claims Made policy. To remain protected after your 90-day term ends, you must upgrade to an annual policy. If you do not transition to a full policy, your 90-day coverage will expire and no coverage will remain in effect for past inspections.

Ready to Get Started? – 90 Days / $30

Your first step to professional protection is just a few clicks away!