West Virginia – Home Inspectors Insurance

OREP specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser’s insurance with same day coverage & confirmation (most cases). Click for E&O quotes for home inspectors.

West Virginia Home Inspector E&O Insurance Program

OREP in year 15 serving West Virginia home inspectors for E&O and General Liability Insurance!

Premiums Start between $1,000 to $1,250
for $300,000 Coverage Limits

OREP offers affordable and hassle-free E&O insurance plus General Liability coverage to home inspectors in West Virginia. It doesn’t matter if you live in a big city like Charleston, or a small town like Lewisburg, OREP has a policy that will meet your unique needs and help you protect your business.

OREP’s comprehensive policy includes Errors and Omissions Insurance and Full General Liability at no Extra Cost. Coverages available include: Radon, Termite/WDI/WDO, Lead Paint, Pool & Spa, EIFS/Stucco, Indoor Air Quality Testing, Green Building Inspections, Infrared Thermography, and Rodent inspections, Mold, Septic/Water testing, and more.

Every policy includes Prior Acts Coverage for qualified applicants. Easy financing available. Additional Insured for Agents and other Referring Parties. Click for Home Inspector Insurance Coverage Details.

Submit Your Application and Get a Quote today!



Call OREP today at 888-347-5273 to see what policies are available in West Virginia that meet your specific needs.

Broad Coverage
With many other programs, if you are not paying for these additional coverages, the chances are good you’re not getting the coverage. Most important coverages are included in the base policy. Click for more.

Financing is available – click here for details.


West Virginia Home Inspectors must furnish proof of coverage for:
– Minimum $250,000 general liability

West Virginia Home Inspectors are licensed by the West Virginia Fire Marshall, Regulatory and Licensing Division (304) 558-2191, as regulated by Title 87, Series 5 of the West Virginia Laws and Statutes.

We encourage West Virginia Home Inspectors to call OREP today with any insurance related questions or to receive a quick quote for your West Virginia Home Inspection Business. OREP has been serving West Virginia Home Inspectors for over 12 years and provides great rates and outstanding service to all Home Inspectors in West Virginia.

Call OREP today for all your E&O or General Liability Insurance Needs at 888-347-5273. Or email us at inspectors@orep.org.

Additional West Virginia Home Inspectors Insurance Information
West Virginia Home Inspectors are licensed by the West Virginia Fire Marshall, Regulatory and Licensing Division: http://www.firemarshal.wv.gov/rldivision/Pages/HomeInspectorCertification.aspx

West Virginia Home Inspector Regulations: http://www.firemarshal.wv.gov/Documents/87-05.pdf

West Virginia Home Inspector Applications can be found here: http://www.firemarshal.wv.gov/Documents/LICENSE%20APPLICATIONS/2012%20HOME%20INSPECTOR%20APPLICATION.pdf
Cities in West Virginia: Charleston, WV, Huntington, WV, Parkersburg, WV, Wheeling, WV, Morgantown, WV, Weirton, WV, Fairmont, WV, Beckley, WV, Clarksburg, WV, Martinsburg, WV, South Charleston, WV, Saint Albans, WV, Bluefield, WV, Vienna, WV, Cross Lanes, WV

What you can Expect

  • When your West Virginia insurance application is received, a confirmation receipt will be emailed to you. If your application is incomplete, an agent will contact you immediately. If you do not hear from OREP within one business day please call us.
  • If you use a PO Box for your address on the application, you will also need to list a physical address. (required by underwriter)
  • Applications that require quoting (Standard Application) may take 2 to 3 days to underwrite.
  • Declarations pages and policies are emailed within 2 to 5 business days after binding. Coverage is NOT bound until a binder/declarations page is issued.
  • If you need expedited processing, please email your request to inspectors@orep.org.
  • Confirmation letters for proof of coverage, prior to issuance of your Binder/Declarations page, are available upon request. Email inspectors@orep.org and one will be issued.


Home Inspectors West Virginia Insurance Information PDF

“Thank you so much for your efficient & professional service. I can not believe how quickly you put this together. It has been a pleasure working with you.” – Joel Kunkel, Home Star Inspection Services

Receive fast, personal service from the OREP staff who have been serving appraisers, inspectors and other real estate professionals for over 16 years. (David Brauner: Calif. Insurance License 0C89873)

Click Errors and Omissions Programs at right for more information and applications or call us Toll Free: (888) 347-5273. We’re here to help!

Call or email us with any questions: We answer the phone!

Contact OREP
David Brauner Insurance Services / OREP
6760 University Ave, Suite 250
San Diego, CA 92115
Ph. (888) 347-5273 toll free
Email: inspectors@orep.org
Fax: (619) 704-0567 (preferred) or (619) 269-3884 (alternate)
Hours: Monday – Friday from 8am-5pm PST
Agent/Broker: David Brauner/David Brauner Insurance Services – Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.

Opt In Working RE Magazine: Home Inspector’s Edition (delivered free via email once a month)

General Liability Insurance
Please ask your agent for details

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance – Inspectors Professional Liability Errors Omissions or E&O Insurance for Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance
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