Welcome to OREP - Appraisers Errors & Omissions Insurance for Real Estate Professionals

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance
General Liability and E&O Insurance for all Professions

Errors and Omissions Programs for Home Inspectors, RE Agents/Brokers, Mortgage Field and Energy Raters Contractors

OREP specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents and brokers, mortgage field service professionals, mortgage brokers, title and others. OREP offers the lowest rates on appraiser's insurance with same day coverage & confirmation (most cases). For instant E&O quotes for appraisers click here.

Click here for our Frequently Asked Questions


Benefits for Members and Affiliates  
 

Click the links to learn more
Working RE Magazine FREE subscription
Bundled packages up to 49 hours of CE
Group Medical Insurance (California residents)
Business Owner's Policy
Worker's Compensation Insurance

Be Protected & Save Money with these insurance products
Directory of over 140 AMCs
Appraisals & Identity Security Solution
Bank Appraisers Needed
Appraiser's Guide to Energy Auditing/Rating
Introduction to Energy Auditing Webinar
Corporate Savings - Lower Prices from your Favorite Suppliers
FHA Appraiser Inspection Course, Checklist and eManual

 

Working RE Magazine 
Award-winning publication covering appraising, inspecting and other real estate issues. Grow business, reduce liability and stay informed on vital technology, regulatory & environmental issues. It will keep you informed and competitive.

OREP members and Affiliates receive a free subscription to Working RE Magazine, including full access to premium content online. WRE has been the recipient of the Apex Awards for publication excellence twice and is one of the most highly-regarded publications in the industry.  Enjoy guaranteed delivery and access to premium material all year long
(over 200 articles online just for our members). Contact us for login instructions to access the online premium content material.  

What readers say -
I sit on the Industry Advisory Committee of The Appraisal Foundation. I believe your article on the Copyright Suit is a matter that warrants our attention. I would like to be able to provide a copy of this article to all attendees at this meeting.” - Shawn P. McGowan

I save your magazines and reference them when issues arise within the industry or my residential appraisal business. Thanks for all your hard work. I find your publication to be very informative and worthy of archiving for future referencing.”  - Edward Rossi, State Certified Appraiser

Thanks for being one of the few (if any) publication to actually address the issues.
-
Clark Gimpel, IFA

 


OREP Education Network
McKissock Education is offering a 10% OREP member discount on online approved continuing education classes and 5% on live classes in 50 states. Go online to locate and register for classes (you must register through this link to get the discount).

Special Packages of coursework, with up to 49 hours of approved continuing education, are available at a significant group discount. Classes are for appraisers, inspectors and real estate professionals.

Members: you must use this link to enjoy your discount. Click on the appropriate icon and the discount will be figured automatically upon registration.

>> Diversify your Appraisal Business with two new Online Courses
These online courses will help you efficiently operate an appraisal office while developing a variety of clientele that are not as susceptible to fluctuations in business cycles or the economic climate. Further, diversification provides additional streams of income, increasing sales and profit. These courses count towards your continuing education.

  1. Developing & Growing an Appraisal Practice - This course uses real life situations from experienced appraisers to illustrate both the theory and application of techniques to manage and grow a profitable appraisal practice.

  2. Private Appraisal Assignments - This seminar focuses on specific issues in identifying, accepting, developing, and reporting private appraisal assignments. The appraiser will learn how to complete assignments for attorneys, CPAs, selling professionals, developers, builders, and individual homeowners.

McKissock Education is offering a 10 percent discount to any student who registers and orders their courses through OREP/Working RE at the following link: www.McKissock.com/CommonForms/SearchCourses/searchResults.aspx?PartnershipID=6rSw2U3Wsoc%3d (you must register through this link to get the discount).


Health Care Solutions 
California Health Insurance Plans
California residents qualify for programs offered through Kaiser Permanente, Allied National and United Healthcare. These plans are available to real estate professionals on a guaranteed issue basis. Eligibility is accomplished by being a member/affiliate member of a real estate association/board. Kaiser Permanente offers eleven plans including the new Tax Advantaged Health Savings Account Plans. United Healthcare offers three HMO and four PPO plans, including a Tax Advantaged Health Savings Account.  Allied National offers four Limited Benefit PPO Plans that offer highly affordable first dollar coverage including doctor office and emergency room visits and prescription drugs.  These plans are available to California residents only through OREP (OREP membership not required). Please email info@orep.org with "medical benefits" in the subject along with your name, location, and phone number in the body of the email. A qualified agent will call to go over the options.


>> Short Term Medical Insurance
Affordable short term medical insurance is also available in various states if you are in b
etween jobs, waiting for coverage after you’ve started a new job, a college student, or unable to qualify for or afford individual health coverage or Cobra.  OREP membership is not required. Please visit tempmedsales.alliednational.com/?affiliate=28762 to get a quote or to enroll. 

 



Business Owner's Policy
(appraisers and agents only)

A Business Owner's Policy has been compared to a homeowner’s policy for your business. Coverage includes but is not limited to Property Damage to others, Bodily Injury, Business Interruption and Loss of Income coverage, Personal Property Coverage (computers, client records, buildings), employee dishonesty. Click to learn more.

 


 

Worker's Compensation Insurance (appraisers and agents only)

Worker's Compensation provides medical care and compensation for employees who are injured on the job. In most states, Employers are mandated to carry Worker's Compensation Insurance. Click to learn more.
 


 

Appraisers, Agents and Brokers: Be Protected & Save Money with these Insurance Products

Working with CNA Insurance, OREP can now quote you on comprehensive General Liability/Property coverage, Workers Comp. (if you have employees), Commercial Auto and Umbrella. Highly competitive rates and fast, efficient quoting from OREP. Available in all states except AK and HI. Please call OREP for a quote - 888-347-5273.

 


 

Directory of Appraisal Management Companies
This is a comprehensive updated list of over 140 Appraisal Management Companies (AMCs). This directory saves you the search time of finding these companies that use appraisers nationwide. There is no guarantee of work and you do have to apply, just like with any lender. The price is $40 for OREP members ($49 for non members). Please click here to purchase. A PDF list will be emailed to you shortly after payment is received. 

 


 

Bank Appraisers Needed - Valuation Opportunities for Bank REO Properties
Amid the current housing market crisis, the nation’s banks and financial institutions need qualified real estate valuation experts for third-party services on their foreclosed and troubled real estate properties, both residential and commercial. This is one intermediary source that matches work with appraisers and other vendors. There is a one-time registration fee. Orders are awarded on a bidding system, so there is no guarantee of work. Appraisers/vendors keep 100 percent of their negotiated fees. OREP Members qualify for a significant group discount at sign up (save $115).  Please email us to obtain your group discount code.
 Working RE Readers also qualify for a smaller discount. Please visit https://specialassetmanagement.com/realestate5.aspx and include WRE35 when completing your profile to save $75 at sign up.  

 


 

Protecting Appraisals and Identity
A new technology solution allows appraisers to accurately associate their identity and credentials to an unalterable “true copy” appraisal report using fingerprint technology. Clients can limit their liability and have certainty that the appraisals they receive are secure, authenticated and were created by an accurately-identified and properly credentialed appraiser. Read more now: Appraisal & Identity Security Solution. OREP Members qualify to receive a free Credential Verification ($70 value) at sign up. Please email us for your discount code. Working RE Readers also qualify for a smaller discount. Please click here to save $35 at sign up. Or please visit www.mybiowrap.com to learn more and use WRE6760 in the referral code box when you register.

 


 

FHA Appraiser Inspection Course, Checklist and eManual
FHA appraisals are booming, given the current market conditions. Better yet for appraisers, FHA work is not subject to HVCC which means these appraisals are still full fee. This new FHA Appraiser Inspection Course, Checklist and eManual is designed to get you up to speed on FHA appraising (no continuing education credit is available at this time). The course explains how to complete the two page checklist line by line. The Checklist serves as a field guide for completing your reports. The eManual saves you time and money by summarizing and organizing the material you need to know.
The price is $49 ($40 for OREP members, click here to purchase). Once purchased, the FHA Inspection Course, Checklist and eManual will arrive within one business day via e-mail.

 


 

Appraiser's Guide to Energy Auditing/Rating
Has the implementation of the HVCC started to reduce your income yet? Wondering what you're going to do? Well, there is a unique market opening up in the energy auditing business that allows appraisers to expand their services, continue to do what they've been doing and make even more money. Jeff Patterson brings those ideas to you, showing how to connect with other appraisers doing the same thing. Find out the cost, the potential income and the do's and don'ts of utilizing your existing talents in this growing and exciting new industry. Click here to purchase. Once your order arrives, the Guide will be sent to you within one business day via e-mail.

 


 

Introduction to Energy Auditing Webinar
The Introduction to Energy Auditing webinar ($249) is essential for real estate appraisers, inspectors, agents and others who want to broaden and diversify their expertise in the real estate industry. The goal of this online introductory course is to provide an understanding of the fundamentals of energy efficiency and how wasted energy can be reduced with both major and minor improvements. This information will help sell older homes, as buyers will be shown how they can make energy efficiency improvements paid for with savings from their energy bills. The course provides the tools to conduct a Home Energy Survey, answer homeowners’ questions, and help them save money. The course is provided by CMC Energy Services, a pioneer in promoting energy efficiency nationwide since 1977. Those who purchase their E&O insurance from OREP qualify for a group discount.  Please email us to obtain your discount code to save $25 at sign up.

 


 

The National Valuation Service®
An appraisers’ cooperative for online appraisal ordering. Transparent fee structure, no membership required. http://www.nvs.coop.

 


 

Corporate Savings - Lower Prices from your Favorite Suppliers
Save Money from Office Depot, Staples, Dell, FedEx, UPS, Sprint, Travel and many more. We tested it here in the office and the discounts are real. We figure we’ll save about $1,000 this year on office supplies. There is no cost for OREP members and Affiliates. Email info@orep.org with “Corporate Savings” in the subject for instructions on how to start saving money. Read more at http://www.workingre.com/workingre/ec-purchasing.htm.

 


 

General Liability Insurance Home-Based Businesses
Most homeowners and renters policies do not cover liability or damage to property from business activities. Imagine having your inventory, tools or equipment stolen or damaged. Typical homeowners insurance does not cover this type of loss for people who run a small, side business out of their home. We are pleased to offer the perfect coverage for your in-home business that includes premises liability while at the site and meets the GL needs of most appraisers and home inspectors. Also available for non-home businesses. Click for more details. For more, call OREP (888) 347-5273.

 


 

MortgageFieldRep.com

 

MortgageFieldRep.com - Find more field  jobs, gain exposure, and create a local presence.

 

 

 

 

 


 

Market Your Business
With E-propertylinks.com. Real estate agents, appraisers and home inspectors, as well as other real estate related professionals, advertise your listings/services to thousands of real estate professionals and investors for free.  Register here for your free business profile, and begin to market your listings and services: www.e-propertylinks.com/.

 


 

USA Appraiser Search
First Ever Pay-Per-Click Appraiser Directory - First Year FREE for OREP Members (Use promo code FT5023). After the first year, your choice of 2 Plans - Annual Membership OR Pay-Per-Click. Limited Banners Available for Each State and County at 75% off for OREP Members (use promo code YQMENW). Visit www.USAAppraiserSearch.com to sign up and learn more.

 


 

Connect-a-Desk
realtorThe Connect-a-Desk is a new patent pending product that gives you the freedom to use your laptop while walking or standing. It includes everything you need to use your laptop while appraising or inspecting a house or building. This portable desk works with any size laptop, notebook, or tablet computer and is adjustable to fit any size person. Ergonomically designed for comfort, the Connect-a-Desk fits into most computer bags and the straps can be removed to use as a lap desk. Now enjoy the freedom of inputting your data right to your computer while on site! 
 

 

 


Start Your Home Inspection Career with PHII
PHII can help you enter the home inspection profession or expand your current business to include mold inspection, mold remediation, radon, pests and more!

Online Cost Training from Marshall & Swift
Gain a detailed understanding of replacement cost methodology in as few as six hours with Marshall & Swift Residential Cost Training or Marshall & Swift Commercial Cost Training. Progress at your own pace within the 30-day period and you can earn a Marshall & Swift Trained Appraiser logo for your website and business cards.

Allied Schools is a leader in distance education offering real estate license, appraisal license and broker courses, as well as home inspection and licensed contractor courses to students around the world. Allied students train when and where they choose, enjoying the convenience of 100% online courses with live academic support. Allied is nationally accredited by the Distance Education and Training Council (DETC) and has trained over 825,000 students since 1992. Benefits include: 110% Money Back Promise,  Low Monthly Financing Plans, Career Assistance, Complimentary Professional Memberships, Alumni Reward Programs and more.

Checks by Fax!
Collect your money up front, avoid collection headaches and save money with “checks by fax.” New check writing software makes collecting up front as easy and quick as receiving a fax. You will also save thousands of dollars a year by eliminating credit card "discount fees." Get payment upfront, avoid collection headaches and save money by accepting payment by check-by fax! For code on how to save on your order:  Click here.

Inspectors
www.homeinspections-usa.com:
(New clients: $50 off first year's premium listing.) To sign up and enjoy the discount, click
here (use marketing code: OREP). Also providing low-cost web-pages. 

 


OREP
Phone: (888) 347-5273 (Toll Free)
Fax: (619) 704-0567 or (619) 269-3884
Email:
info@orep.org
Agent/Broker: David Brauner/David Brauner Insurance Services - Calif. Ins. license #0C89873. Licensed in 49 states. Please call for license number in your state.
 

 

"Just a quick thank you for taking my 2 phone calls. It's rare these days to get excellent customer service AND a live person when investigating products and services. I really felt like your staff was empowered to make decisions and comments regarding questions they were confident/competent with and also felt like they were empowered to pass the questions up a level if they were unsure.  The speed at which I moved from Jennifer to Maria, and subsequently from Maria up to you was something I haven't experienced in this age of automation and voice prompts. You and your staff have made a tremendous first and second impression on me...”  - Ken Snyder


Receive fast, personal service from the OREP staff who have been serving appraisers, inspectors and other real estate professionals for over 16 years.
(David Brauner: Calif. Insurance License 0C89873)

Click Errors and Omissions Programs at right for more information and applications or call us Toll Free: (888) 347-5273. We’re here to help!

Link to OREP - Your Number 1 E&O Insurance Resource For Real Estate Professionals!

Offering Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance - Inspectors Professional Liability Errors Omissions or E&O Insurance
For Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance

E&O Insurance Applications for Appraisers: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oregon, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington DC, West Virginia, Wisconsin, Wyoming


Appraisers E&O Insurance

Home Inspectors E&O Insurance

RE Agents/Brokers E&O Insurance

Mortgage Field E&O Insurance

Energy Raters/Auditors E&O Insurance

Business Owner's Policy

Worker's Compensation Insurance

"I am so pleased with your service and thoroughness. Thank you very much for being so responsible with our money and our E&O insurance. Although I have never had a claim, my confidence level in this process has increased. It is no surprise that several appraisers recommended your company to me. GREAT JOB!"
-Appraiser, Richmond, VA

OREP Mission: To be the best insurance resource for real estate professionals; to follow the Golden Rule by treating all who contact us for help as we would expect to be treated: with honesty, courtesy and efficiency.

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General Liability and E&O
Insurance for all Professions

Real Estate Appraisers E&O Insurance
Inspectors Liability E&O Insurance
Real Estate Agents & Brokers E&O Insurance
Mortgage Field/Property Preservation E&O Insurance
Energy Raters/Auditors E&O Insurance


E&O Insurance from OREP