- Speak with a licensed agent
- (888) 347-5273
- M-F, 8 am - 8 pm EST.
OREP specializes in placing errors and omissions insurance for real estate appraisers, home inspectors, real estate agents and brokers, private investigators, security guards and consultants, restoration contractors, mortgage brokers, title and others.
OREP offers the lowest rates on home inspector insurance with same day coverage & confirmation (most cases). Click for E&O quotes in five minutes or less for home inspector insurance.
California Home Inspector E&O Insurance Program
OREP has served California home inspectors for over 22 years with E&O and General Liability Insurance!
22 Years, Over 100,000 Policies Issued
OREP offers affordable and hassle-free E&O and General Liability coverage to home inspectors in California. It doesn’t matter if you live in a big city like Los Angeles, or a small town like Brawley, OREP has a policy that will meet your unique needs and help you protect your business.
Program Highlights
OREP’s Comprehensive Policy includes Errors and Omissions (E&O) Insurance and General Liability at no extra cost.
Comprehensive Coverage:- $100,000 Mold Coverage Included (in base policy)
- $100,000 Drone Coverage Included
- $250,000 for Termites/WDO Included
- $100,000 Lead Paint Coverage Included
- $100,000 EIFS / Stucco Coverage Included
- $100,000 Pool/Spa Coverage Included
- $100,000 Carbon Monoxide Coverage included
- Septic/Water Testing Coverage (available at additional premium and requires proof of training)
- PLUS: Indoor Air Quality Testing, Green Building Inspections, Commercial, Infrared Thermography, Rodent, Wind Mitigation, and Energy Testing!
Liability Support, Business Support, and Fast, Same-Day Service:
- Prior Acts Coverage for qualified applicants
- Easy financing available
- Additional Insured for Agents and other Referring Parties.
- Free Pre Claims Assistance, Risk Management and Claims Prevention. ClaimGuard ($600 value!) included at no extra cost!
- Low deductibles from year one.
- Attorney-reviewed Inspection Contract templates, an Indemnification Agreement, and Specific Service Waivers (Mold, Sewer, etc.), included when joining as an OREP Member.
- On-demand technical support for your most challenging inspection questions.
- Save over $500 Every Year with Corporate Savings (mobile, office, travel, and entertainment expenses).
- Lowest Rate on 120-Day Home Warranties to back up your inspections.
- Guaranteed delivery of Working RE Home Inspector magazine.
Click for Home Inspector Insurance Coverage Details.
Call OREP today at (888) 347-5273 to see what policies are available in California that meet your specific needs.
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Broad Coverage With many other programs, if you are not paying for these additional coverages, the chances are good you’re not getting the coverage. Many important coverages are included in the base policy. Click for more.
Financing is available – click here for details.
California Home Inspectors currently are not required to be licensed to be a Home Inspector. California Home Inspectors must adhere to the CA Trade Practice Act (Chapter 338) enacted in 1996.
We encourage California Home Inspectors to call OREP today with any insurance related questions or to receive a quick quote for your California Home Inspection Business. OREP has been serving California Home Inspectors for over 22 years and provides great rates and outstanding service to all Home Inspectors in California.
Call OREP today for all your E&O or General Liability Insurance Needs at (888) 347-5273. Or email us at inspectors@orep.org
Additional California Home Inspectors Insurance Information
California Home Inspectors must adhere to the CA Trade Practice Act (Chapter 338)
ASHI California Chapters: https://www.homeinspector.org/Chapters/Listing/ByState/California
Cities in California: Los Angeles, CA, San Diego, CA, San Jose, CA, San Francisco, CA, Long Beach, CA, Sacramento, CA, Fresno, CA, Oakland, CA, Santa Ana, CA, Anaheim, CA, Riverside, CA, Bakersfield, CA, Stockton, CA, Modesto, CA, Chula Vista, CA
What You Can Expect
- When your California insurance application is received, a confirmation receipt will be emailed to you. If your application is incomplete, an agent will contact you immediately. If you do not hear from OREP within one business day please call us.
- If you use a PO Box for your address on the application, you will also need to list a physical address. (required by underwriter)
- Applications that require quoting (Standard Application) may take 2 to 3 days to underwrite.
- Declarations pages and policies are emailed within 2 to 5 business days after binding. Coverage is NOT bound until a binder/declarations page is issued.
- If you need expedited processing, please email your request to inspectors@orep.org.
- Confirmation letters for proof of coverage, prior to issuance of your Binder/Declarations page, are available upon request. Email inspectors@orep.org and one will be issued.
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Receive fast, personal service from the OREP staff who have been serving appraisers, home inspectors and other real estate professionals for over 22 years. Call us Toll Free: (888) 347-5273. Weâre here to help! |
Contact OREP
OREP Insurance Services, LLC. Calif. Lic. #0K99465 6353 El Cajon Blvd, Suite 124-605 San Diego, CA 92115
Ph. (888) 347-5273 toll free
Email:Â inspectors@orep.org
Fax: (708) 570-5786
Hours: Monday – Friday from 8am – 8pm EST
Opt In – Working RE Home Inspector magazine: (delivered free via email twice a month)
Offering Home Inspector E&O Insurance, Real Estate Appraisers Professional Liability Errors and Omissions or E&O Insurance â Inspectors Professional Liability Errors Omissions or E&O Insurance for Real Estate Agents & Brokers Professional Liability or E&O Insurance- Mortgage Brokers and Bankers Professional Liability or E&O Insurance
Member Benefits part of OREP Membership. Min. Membership fee of $60. Insurance provided through the OREP Risk Purchasing Group. Membership products available for purchase separately.